What is a State of Emergency?

Find out when and why a State of Emergency is issued.

Whenever the situation calls for it, a government or a division of it can declare a State of Emergency. It is a special state in which some powers of the Executive, Legislative, or Judiciary are changed or suspended. It serves as a way to alert citizens of an impending danger and warning them not to act as they usually would.

But, what are the situations in which a government may declare the State of Emergency? The actual requirements to declare it can greatly vary from one country to another or in the case of the United States, from one state to another due to their federal laws. Let’s focus on for now on the USA, and what most states consider reason enough to declare a state of emergency. The most common cases where a State of Emergency is called for is in the event of a natural disaster or the possibility of one. States that experience harsh weather conditions on a regular basis, such as Florida, have different levels of emergency and they urge their citizens to act accordingly to each one of them.

Some of the usual natural weather conditions that may cause a government to declare the State of Emergency include, but are not limited to hurricanes, tornadoes, wildfires, earthquakes, tidal waves, or even uncommon solar activity can cause this state due to interference on radio signals and power grids. The States of Emergency can also be declared due to human-made threats, like in periods of civil unrest, such as riots and protests that get out of control. A declaration of war or an impending armed conflict can also be enough to call upon a state of emergency.

Now, you might be wondering, what does a State of Emergency has to do with Public Adjusters? Well, during a State of Emergency, whether natural or human-made, damage to property is not uncommon and it is actually expected. The difference is that the damage caused during these periods tends to be on a larger scale than usual, meaning that there’s going to be more losses. This greater scale of damages and losses mean a lot of work for insurance companies. Most of the affected people will try to cover their losses with their insurance. This puts a lot of stress on insurance companies since they have to pay immense sums of money to their policyholders. This enormous amount of work can result in people not getting a settlement that is sufficient enough to cover the damages they suffered, so they turn to Public Adjusters. This large wave of incoming work they have may seem like something good since they will be doing a lot of business. But state laws and code of ethics state that Public Adjusters may only charge 10% of the final settlement per claim instead of their usual fees. That’s how a State of Emergency affects Public Adjusters.

In a state annually hit by hurricanes and tropical storms, such as Florida, every person that owns an insured property should always have a Public Adjuster as one of their contacts in case they ever need one. We know you trust your insurance company, but remember that as with any company in the world, they will try to pay as little as possible in any given situation. In these cases, you can always count on people like Alfredo Arnesen, Public Adjuster to help you out. With plenty of years of experience under his arm in this field, he’s the one you want to turn to in cases like these.

Lean how States of Emergency affect Public Adjusters.

ALFREDO JOSÉ ARNESEN

3861 Sw 147 Ave Unit 104

Miami, Fl 33185

Tel: (305) 223-2793

Email: arnesen@bellsouth.net

FL Public Adjuster License # P103216